Pradhan Mantri Awas Yojana Subsidy: How To Save Rs 2.6 Lakh On Your Home Loan

Pradhan Mantri Awas Yojana Subsidy: How To Save Rs 2.6 Lakh On Your Home Loan

The scheme was also expanded to cover all scheduled caste/scheduled tribe households, beneficiaries of Pradhan mantri awas yojana. their subsidies. The government also excluded from cooking gas.

Over 2 lakh houses worth Rs 7400 crore have been approved at the 40th meeting of the Central Sanctioning and Monitoring Committee held on Wednesday taking the total number of affordable houses.

Over and above of 8.30 per cent rate, an eligible home loan customer can also avail of an interest subsidy of Rs 2.67 lakh under the Pradhan Mantri Awas Yojana scheme. For car loan customers, the loan.

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To support common man in fulfilling his desire to buy residential property the government of India has launched Pradhanmantri Aawas Yojana (PMAY) – Home Loan Subsidy scheme. Pradhan Mantri Awas Yojana (PMAY) as the name suggests it is a housing scheme launched by the government of India.

Overview about Home Loans Interest Subsidy upto Rs 2.67 Lakh Under the scheme, Pradhan Mantri Awas Yojana (PMAY) a subsidy is provided against the home loan to the beneficiary. This means that the subsidy amount is credited to the loan account of the beneficiary. This reduces the outstanding principal amount of the loan.

The interest subsidy available to the MIG-1 group is for loans up to 9 lacs at 4% while for MIG2 with a higher slab of income, the interest subsidy (3%) is available up to 12 lacs, as any amount above these limits will attract the normal, home loan rates. The maximum benefit available to a borrower under this scheme works out to around Rs.2.6 lacs.

The scheme. The features of Pradhan Mantri Awas Yojana are that the government will provide an interest subsidy of 6.5% (for EWS and LIG), 4% for MIG-I and 3% for MIG-II on housing loans availed by the beneficiaries for a period of 20 years under credit link subsidy scheme (CLSS) from the start of a loan.

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If your income is between Rs.6- 12 Lakhs and Rs.12-18 Lakhs a year, you should read our detailed post on the Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme (MIG I & MIG II) In this article, let’s take a look at the Credit Linked Subsidy Scheme for EWS/LIG. This is popularly known as Pradhan Mantri Awas Yojana for Economically weaker.

Pradhan Mantri Awas Yojana Subsidy – Use our PMAY Subsidy Calculator to find savings on your Home Loan under PMAY. To calculate Pradhan Mantri Home Loan Subsidy, visit IIFL today!

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